Create your own Personal Savings Plan

The Personal Savings Plan with DV Mutual Funds is an opportunity to “construct” an investment option in DV Mutual Funds on your own which is unique for you and is tailored especially for you!

With the Personal Savings Plan, together with the general benefits from investment in DV Mutual Funds we propose you:

  • Uniqueness: you receive unique, investment plan only for you – we have as many opportunities as many clients we have, to combine the investment parameters in DV Mutual Funds
  • Personality:  you plan your investment according to your abilities and intentions
  • Freedom to choose:  you select in what type of Mutual Fund (Mutual Funds) to invest one-time and/or periodically, you select the frequency and amount of your investments
  • Flexibility:  you can change every parameter from Your Personal Savings Plan if you need to
  • Convenience:  you are not limited by obligatory minimum or maximum term for investment. There are no additional fees for “early” termination.

The Personal Savings Plan with DV Mutual Funds is “tailored to fit you” and will help you be consistent when you realize your investment intentions!

How to “tailor according to your size” your Personal Savings Plan with DV Mutual Funds?

Investment recommendations:

  1. Become familiar with the characteristics of three of the Mutual Funds of DV Asset Management – DV Eurobond, DV Balance - Class A (Harmony) and Class B (Treasure) and DV Dynamic, described in detail in their Prospects.
  2. Select the Mutual Fund or combination of Mutual Funds which are appropriate for you – these corresponding to your investment goals. If you are still not sure which Mutual Fund is appropriate for you, try to solve this TEST, because its result could help you during the process of selection of a Mutual Fund (combination of Mutual Funds) and help you distribute your funds. However, the test result should not be perceived as a final investment advice, so follow recommendation 1.
  3. Decide what amount you can invest, without burdening the family budget, but which is still sufficient for you to achieve your goal.
  4. Decide which will be the most appropriate way to invest: one time, systematically with smaller amounts or a combination of both methods.
  5. Specify the frequency of the installments, if you decide to invest systematically. Best results are achieved with monthly installments.
  6. Do not try to “figure out” the best moment to start your investments. Start saving money now and invest them on a regular basis.
  7. When you’ve set long-term goals, follow your investment policy regardless of the temporary decreases. Sooner or later there will be increase.
  8. Consult your decision for a Personal Savings Plan with DV Mutual Funds and our specialists.

If you still want to change the strategy of your investment you can do this in every moment. For example, if you’ve invested in an aggressive fund (a fund investing mostly in stocks, such as DV Dynamic) up to this moment, and because of some reason you want to increase the security level of your investment, you can continue, by investing in a balanced or conservative Mutual Fund the same, smaller or larger amount, such as the sum invested insofar and the interest accrued from the reserves in the aggressive fund or transfer it into the newly selected fund (or funds, according to your preferences).

Investors’notice

The value of units of DV Asset Management mutual funds and the income from them can go down. Profit is not guaranteed and investors may not recover the full amount invested. Investments in units of DV Asset Management mutual funds are not guaranteed by a guarantee fund established by the State or any other warranty. Previous performance of mutual funds do not necessarily guide to future results.